聚沙攒钱 用户协议

更新日期：2026 年 2 月 6 日

1. 服务说明

• 聚沙攒钱提供存钱目标管理、记录、提醒与可视化等功能。
• 本应用不提供投资建议或金融产品服务。

2. 订阅与付费

• 部分高级功能可能需要订阅（PRO）。
• 订阅将自动续费，可在系统设置中取消。
• 购买即表示同意《用户协议》和《隐私政策》。

3. 用户责任

• 你应确保输入信息真实、合法。
• 你对设备与数据的安全负责，并妥善保管 iCloud 账号信息。
• 你不得利用本应用从事违法活动。

4. 知识产权

本应用的视觉、文本、品牌与功能设计均受相关法律保护，未经许可不得复制或用于商业用途。

5. 免责声明

• 应用内容仅供参考，不构成任何财务或投资建议。
• 开发者不对因使用本应用导致的直接或间接损失承担责任。

6. 终止

你可随时停止使用本应用并删除数据。开发者可能在必要时暂停或终止服务。

7. 条款变更

开发者可能更新本协议，并在此页面标注更新日期。

8. 联系方式

邮箱：same4869@163.com

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Terms of Service (English)

Last updated: February 6, 2026

1. Service Description

• SandBank provides saving goal management, records, reminders, and visual insights.
• The App does not provide investment advice or financial products.

2. Subscriptions & Payments

• Some premium features require a PRO subscription.
• Subscriptions auto-renew and can be canceled in system settings.
• By purchasing, you agree to the Terms and Privacy Policy.

3. User Responsibilities

• You are responsible for the accuracy and legality of the data you enter.
• You are responsible for device security and your iCloud account.
• You may not use the App for illegal activities.

4. Intellectual Property

The App’s design, content, brand, and features are protected by applicable laws and may not be copied without permission.

5. Disclaimer

• Content is for reference only and does not constitute financial advice.
• The developer is not liable for direct or indirect losses arising from use of the App.

6. Termination

You may stop using the App at any time and delete your data. The developer may suspend or terminate service if necessary.

7. Changes

We may update these terms and will indicate the update date on this page.

8. Contact

Email: same4869@163.com